Can I use my HSA or FSA to pay for Selfward?

Selfward includes validated mental health screenings (PHQ-9, GAD-7, PCL-5) that may qualify as preventive mental health services under HSA/FSA rules. With a Letter of Medical Necessity (LMN) from your healthcare provider, the premium report can be an eligible expense.

What is a Letter of Medical Necessity?

A Letter of Medical Necessity (LMN) is a document from your healthcare provider stating that a particular service or product is medically necessary. This letter makes the expense eligible for HSA/FSA reimbursement.

Which Selfward products qualify for HSA/FSA?

The Pro subscription ($5.99/mo or $59.99/yr) may qualify since it includes validated clinical screenings and AI-powered psychological insights. The free assessment alone is not an eligible expense since there is no cost.

How do I submit for HSA/FSA reimbursement?

After purchasing a Selfward premium product, download your receipt from your account settings. Submit the receipt along with your Letter of Medical Necessity to your HSA/FSA administrator for reimbursement.

Health Savings Eligible

Pay with Your HSA or FSA Funds

Selfward includes validated clinical mental health screenings that may qualify as an eligible HSA/FSA expense. Use your pre-tax health savings to invest in understanding yourself.

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Why Selfward May Qualify

Validated Clinical Screenings

Includes PHQ-9 (depression), GAD-7 (anxiety), and PCL-5 (PTSD) — the same instruments used in clinical settings.

Preventive Mental Health

Early screening and self-awareness are recognized as preventive mental health practices under many HSA/FSA guidelines.

Supports Wellness Planning

Your comprehensive report helps healthcare providers understand your wellness insights for better-informed care decisions.

How to Use HSA/FSA Funds

1. Get a Letter of Medical Necessity

Ask your healthcare provider (primary care doctor, therapist, or psychiatrist) for a Letter of Medical Necessity (LMN) stating that a validated self-discovery assessment is medically necessary for your mental health care.

2. Purchase Your Selfward Product

Complete your assessment and subscribe to Pro ($5.99/mo or $59.99/yr). Pay with any standard payment method — you'll be reimbursed by your HSA/FSA.

3. Download Your Receipt

After purchase, download your itemized receipt from your account settings. The receipt includes the service description, date, and amount paid.

4. Submit for Reimbursement

Submit your receipt and LMN to your HSA/FSA administrator. Most administrators allow online submission. Reimbursement typically takes 5-15 business days.

Eligible Products

Premium AI Report

One-time purchase. Includes 10,000+ word AI personality report, professional PDF export, and cross-pattern analysis across all 21 instruments.

10,000+ word personalized analysis

Clinical-grade PDF for providers

Itemized receipt for reimbursement

Pro Subscription

$5.99/mo

Monthly or annual subscription. Includes validated mental health screenings, AI personality report, unlimited comparisons, AI chatbot, re-assessments, and professional PDF export.

PHQ-9, GAD-7, PCL-5 clinical screenings

Comprehensive AI personality analysis

Monthly receipt for ongoing reimbursement

Frequently Asked Questions

Important Disclaimer

Selfward is not a medical provider and does not guarantee HSA/FSA eligibility. Eligibility depends on your specific plan, administrator, and healthcare provider's determination of medical necessity. This page is for informational purposes only and does not constitute tax or medical advice. Consult your HSA/FSA administrator and healthcare provider before making purchasing decisions based on expected reimbursement.

Invest in Self-Understanding

Start with the free assessment. When you're ready for the premium report, your HSA/FSA funds may cover the cost.